{"product_id":"buckets-of-money-retirement-hardcover","title":"Buckets of Money Retirement - Hardcover","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eRaymond J. Lucia\u003c\/b\u003e (Author), \u003cb\u003eBen Stein\u003c\/b\u003e (Foreword by)\u003c\/p\u003e\u003cp\u003eInvestors, shell-shocked by the \"Great Recession\" of 2008-2009, are looking for answers, for something fresher than the old 'buy-and-hold' mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. \u003c\/p\u003e\u003cp\u003eRay Lucia's \u003ci\u003eThe Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life\u003c\/i\u003e provides just that--a reassuring and scientifically proven strategy that gives investors both growth and income.\u003c\/p\u003e \u003cp\u003eLucia, a Certified Financial Planner who's helped thousands of people invest more than $2 billion, explains how to spend down 'safe' buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds.\u003c\/p\u003e \u003cp\u003eWritten in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. \"All in all,\" Lucia writes, \"this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy that's also growth-oriented.\"\u003c\/p\u003e \u003cp\u003eAlmost every kind of investment--stocks, bonds, commodities, real estate--plunged in the past year or two, turning off millions of investors who'd been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions ... something fresher than the old 'buy-and-hold' mantra. Yet here's what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement ... remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors' fees but doesn't protect the investors' assets during the tough times.\u003c\/p\u003e\u003ch3\u003eFront Jacket\u003c\/h3\u003e\u003cp\u003eAfter the financial meltdown hit the markets in 2007 and 2008, almost no investment--stocks, bonds, commodities, or real estate--was left unscathed. Today, in the wake of the crisis, many workers, especially those nearing retirement, have lost confidence in their ability to fund a financially secure retirement. \u003c\/p\u003e\u003cp\u003eIn \u003ci\u003eThe Buckets of Money(R) Retirement Solution: The Ultimate Guide to Income for Life, \u003c\/i\u003e nationally renowned Certified Financial Planner(R) Ray Lucia outlines his simple, time-tested system for achieving long-term financial stability regardless of market conditions.\u003c\/p\u003e \u003cp\u003eFilled with real-life examples that help you evaluate your investing style and determine your time horizon, \u003ci\u003eThe Buckets of Money(R) Retirement Solution\u003c\/i\u003e details how to: \u003c\/p\u003e \u003cul\u003e \u003cli\u003e \u003cp\u003eRegain your balance in this ever-changing financial landscape, as well as how to prepare for whatever the economic future holds\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eChoose the proper investments and execute The Buckets of Money(R) plan for income, safety, and growth\u003c\/p\u003e \u003c\/li\u003e \u003cli\u003e \u003cp\u003eCreate a workable withdrawal strategy once your plan is in place and working\u003c\/p\u003e \u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThe average retirement account lost a third of its value in 2008. Many people saw the value of their retirement assets fall, even as their debt rose. So it's not surprising that a survey by Bank of America found that more than half of its respondents planned to change their investment strategy. Change is good. But it begs the question: Change it to what? Based on the science of money, rather than the art of speculation, \u003ci\u003eThe Buckets of Money(R) Retirement Solution\u003c\/i\u003e provides you with answers in the form of battle-tested strategies that have been put to the test in more than 9,000 individual portfolios totaling more than $2 billion.\u003c\/p\u003e \u003cp\u003eTo win at the retirement game, you need to know your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, you'll learn how to achieve both income and growth, while reducing risk.\u003c\/p\u003e\u003ch3\u003eBack Jacket\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003eAfter the financial meltdown hit the markets in 2007 and 2008, almost no investment--stocks, bonds, commodities, or real estate--was left unscathed. Today, in the wake of the crisis, many workers, especially those nearing retirement, have lost confidence in their ability to fund a financially secure retirement. \u003c\/p\u003e\u003cp\u003eIn The Buckets of Money\u003csup\u003e(R)\u003c\/sup\u003e Retirement Solution: The Ultimate Guide to Income for Life, nationally renowned Certified Financial Planner\u003csup\u003e(R)\u003c\/sup\u003e Ray Lucia outlines his simple, time-tested system for achieving long-term financial stability regardless of market conditions. \u003c\/p\u003e\u003cp\u003eFilled with real-life examples that help you evaluate your investing style and determine your time horizon, The Buckets of Money\u003csup\u003e(R)\u003c\/sup\u003e Retirement Solution details how to: \u003c\/p\u003e\u003cul\u003e \u003cli\u003eRegain your balance in this ever-changing financial landscape, as well as how to prepare for whatever the economic future holds\u003c\/li\u003e \u003cli\u003eChoose the proper investments and execute The Buckets of Mo\u003csup\u003en\u003c\/sup\u003eey\u003csup\u003e(R)\u003c\/sup\u003e plan for income, safety, and growth\u003c\/li\u003e \u003cli\u003eCreate a workable withdrawal strategy once your plan is in place and working\u003c\/li\u003e \u003c\/ul\u003e \u003cp\u003eThe average retirement account lost a third of its value in 2008. Many people saw the value of their retirement assets fall, even as their debt rose. So it's not surprising that a survey by Bank of America found that more than half of its respondents planned to change their investment strategy. Change is good. But it begs the question: Change it to what? Based on the science of money, rather than the art of speculation, The Buckets of Money\u003csup\u003e(R)\u003c\/sup\u003e Retirement Solution provides you with answers in the form of battle-tested strategies that have been put to the test in more than 9,000 individual portfolios totaling more than $2 billion. \u003c\/p\u003e\u003cp\u003eTo win at the retirement game, you need to know your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, you'll learn how to achieve both income and growth, while reducing risk.\u003c\/p\u003e\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003c\/p\u003e\u003cp\u003e\u003cb\u003eRAYMOND J. LUCIA\u003c\/b\u003e is one of the nation's leading authorities on financial, tax, and retirement planning. Over the course of his 36-year career in the financial services industry, Lucia, a Certified Financial Planner\u003csup\u003e(R)\u003c\/sup\u003e, has helped thousands of people invest more than $2 billion using his renowned Buckets of Money\u003csup\u003e(R)\u003c\/sup\u003e retirement strategy. Registered Rep. magazine named Lucia one of the \"10 Best Brokers in America.\" Lucia is the host of the nationally syndicated Ray Lucia Show on Business TalkRadio Network, and is a frequent guest on Fox News, Fox Business, CNBC, and the Today show. He is also a local business editor on TV stations in his hometown of San Diego. \u003c\/p\u003e\u003cp\u003e\u003cb\u003eDALE FETHERLING\u003c\/b\u003e has written or coauthored more than fifteen nonfiction books, and has also taught writing and editing at five colleges and universities.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 240\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 1.2 x 9.1 x 6.1 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e August 09, 2010\u003c\/div\u003e\n            ","brand":"BooksCloud","offers":[{"title":"Default Title","offer_id":45343563448422,"sku":"9780470581575","price":32.95,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0599\/7255\/0758\/files\/OFdRcDBGSlRvcGEvUE9Lc0srKytFZz09.webp?v=1774936228","url":"https:\/\/infinitylightwa.com\/products\/buckets-of-money-retirement-hardcover","provider":"Infinity Light","version":"1.0","type":"link"}